How Filing an Electronic Insurance Claim Benefits Your Business

2/8/2021 (Permalink)

You can get your business back up and running quickly by filing your insurance claim electronically.

When a fire, flood or other disaster strikes, all you want to do is get your business back to work. Unfortunately, filing an insurance claim takes time. Some claims involve extensive paperwork and time-consuming research. Fortunately, with the advent of electronic claims submission, the process is much easier.

5 Benefits of Filing an Electronic Insurance Claim

1. It Is Faster to File

Electronic claims are generally faster to file. You can simply:

• Take photos of the damage
• Log into your insurance companies claim submission site
• Fill out the claim forms
• Upload your photos
• Submit your claim

Paper claim forms can be confusing, the digital versions usually have help files or in some cases, you can chat with a claims representative while you are filing your claim

2. It Is Submitted Directly to the Insurance Company

Claim forms can get lost. They go straight to the insurance company with direct electronic filing without the postal service being in the middle. Your insurance claim cannot get lost in the mail when you file electronically.

3. It Can Be Filled Out and Submitted for You

Many insurance companies recommend having a restoration company, like SERVPRO, submit the claim for you. The cleanup technicians can take pictures, document damage and write down relevant expenses while doing the remediation. It is that simple.

4. It Can Be Accessed From Anywhere

Your claim information is easily accessible from just about anywhere in the world. You can check on it where ever there is an internet connection. It can also be sent anywhere, and your claim documents are already digitized, so if you have to send them elsewhere, you can do it with just a click of a button.

5. It Can Get You a Quick Response

When you use a digital method of filing, the insurance agent is not necessarily involved. The insurance company and adjusters get it directly. You do not have to bring paperwork or file your claim through an agent or agency.

By filing your insurance claim electronically, you can get your business back up and running quickly. These are just a few of the many benefits of electronic filing.